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Chubb Insurance Company Of Canada

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 127 Google reviews · How we rank ›

2.6(127) 52 composite score See reviews on Google
Auto InsuranceLife InsuranceBusiness & Commercial Insurance
Chubb Insurance Company Of Canada
Services
Auto Insurance, Life Insurance, Business & Commercial Insurance
Reviews
127

What recent reviews say

Reviewers report severe difficulty reaching Chubb and long claim delays, with many alleging denied coverage and unauthorized charges. A small minority praised staff professionalism early on, but the overwhelming pattern is frustration with claims denial, payment delays stretching months, and unresponsiveness once a claim is filed.

Recent shift: Service quality has declined significantly; one long-term customer (30+ years) reports the company was once prompt and fair but has become slow, restrictive, and difficult to reach in recent years.

Praised for
  • professional staff (rare)
  • responsive when signing up
Watch-outs
  • hard to reach, long holds
  • slow claims processing (weeks to months)
  • denies legitimate claims
  • charged without consent, account access issues
  • service decline over years
hard-to-reachslow-claims-processclaim-deniedpoor-communicationhidden-fees
Think twice if: Claims denied frequently and customer support is hard to reach; many report months-long claim waits and unauthorized charges.

Worth knowing

  • One reviewer reported homeowner premiums raised 700% with no claims and denied a claim over alleged flood risk despite driveway slope being unchanged and no prior flooding
  • Vandalism claim took 3 business days for inspection, then 7 days minimum for approval; rental car coverage limited to 8 days, leaving customer liable for overage
  • Policy for life insurance claim reportedly unresolved after 1.5 years despite payment history of 23 years
  • Auto insurance charged for months after car was stolen in June, not corrected until customer complained

What reviews say by service

Auto Insurance
Slow inspection (3 days), rigid approval timeline (7 days), claim dispute over rental coverage overage; car stolen and wrongly charged for months
Life Insurance
Claim unresolved after 1.5 years; reviewer reports 11 heart attacks and hospital stays not covered despite 23-year payment history
Business & Commercial Insurance
No specific business-insurance feedback in reviews

How it compares

  • Rated 2.6 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 82% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 0
Review volume 91
Review recency 100
Review sentiment 27
Profile completeness 100
Verification 30

Rating breakdown

5
41
4
7
3
6
2
2
1
71

Common questions

How long does a claim typically take?
One auto claim took 3 days for inspection and 7 days minimum for approval. A life insurance claim remained unresolved after 1.5 years. Multiple reviewers report waits of 2+ months without payment.
What happens if I need to contact them during a claim?
Reviewers report difficulty reaching the company once a claim is filed, though customer service is more responsive during the sales process.

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Last updated 2026-07-24