Website terms of use

Toronto, Ontario Insurance Agency Guide is an independent directory of insurance agency businesses in Toronto, Ontario, published by ONmetrics. Listings and scores are derived from publicly available review data under a fixed, published rubric; the full method is set out on our ranking method page. By using the site you accept the terms below.

What listings and scores mean

A listing or a high score here is not an endorsement. It is a summary of public review data at the time we processed it. Details go stale, businesses change hands, and reviews can be wrong, so verify anything that matters (credentials, pricing, availability) with the business itself before you commit. The site is provided for information only and we do not warrant that it is complete or current.

How this site earns

We may pass your enquiry to a listed business or a partner, and we may be paid a referral fee when that happens. Referral fees have no effect on scores or rankings, which come from the published rubric applied to public review data and cannot be bought or adjusted.

Corrections, disputes, and removals

Corrections, score disputes, and removal requests for listed businesses are handled through the listing policy, which sets out what qualifies and how to submit a request.

Using the site

The site is for finding and contacting insurance agency businesses. Do not scrape or bulk-copy the compiled content, send fake or misleading form submissions, attempt to disrupt how the site runs, or use it for anything unlawful.

Content ownership

Editorial content, scores, and the compiled directory are the property of ONmetrics. We do not claim ownership of the public reviews the analysis is derived from (those remain with their authors), nor of any business name or trademark that appears in a listing.

Limitation of liability

To the fullest extent permitted by law, ONmetrics accepts no liability for loss or damage arising from use of the site, reliance on its information, or any engagement you enter into with a listed business. Any contract you form with a business is yours and theirs alone. Liability that the law does not allow to be excluded is not excluded.

Governing law

These terms are governed by the laws of Canada, and any dispute about them falls under the jurisdiction of the courts of Canada.

Changes to these terms

The published version of this page, with its date, is the current version of these terms; we may revise it from time to time, and continued use of the site counts as acceptance. For questions, reach us at info@on-metrics.com.