Toronto, Ontario Insurance Agency Guide
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Best insurance agencies in Toronto

Updated 2026-07-24 · 1,697 reviewed · 415 listed · 15 top picks · Scored from 8,861 Google reviews · How we rank ›

Best insurance agencies in Toronto

This ranks the 15 best all-round insurance agencies in Toronto by our methodology, which weighs rating, review volume, recency, sentiment and verification together. Inclusion requires a strong volume of recent, verified reviews across a broad range of coverage types, not just a high star rating.

Looking for a specialist instead? See our separate rankings for best auto insurance, best home & property insurance, best life insurance and best health & travel insurance. This list rewards agencies that handle the full spread well, rather than excelling in one narrow niche.

Picks are ranked by score and relevance to insurance agency, so a lower overall score can rank higher here.

At a glance

#BusinessScoreRatingFromBest for
1All Insured Insurance Agency Inc.945 (1564)Supervisa & parent insurance
2Protect Your Wealth Life Insurance Canada Broker & Retirement Planner935 (212)Reviewing existing policies for errors
3CanWise Insurance Services935 (211)No-pressure life insurance guidance
4Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance934.9 (2746)Fast Super Visa policy turnaround
5Insurdinary934.9 (835)Travel & multi-carrier comparison
6Insurance Broker, Poonam Chauhan R.I.B.ON, Aaxel Insurance Brokers Ltd. Car, Home & Business Insurance.934.9 (802)Fast quotes on tight deadlines
7INSURANCE BROKER COMMERCIAL PERSONAL LINES STANDARD HIGH RISK Auto, Home, Business, Life - MOE NADEEM, Brokers Trust925 (256)High-risk & hard-to-place drivers
8Mike Chronopoulos Desjardins Insurance Agent924.9 (460)First-time renters & condo owners
9AIM Insurance924.9 (298)Responsive multi-channel service
10Amyn Batliwalla Desjardins Insurance Agent924.9 (363)Long-term relationship & multi-line coverage
11ALIGNED Insurance Inc.924.9 (241)Business & commercial insurance
12Insurance Explorer Inc.924.9 (238)Budget-friendly visitor & Super Visa plans
13Ashish Kalia Desjardins Insurance Agent924.9 (235)Auto, home & health under one office
14Billyard Insurance Group - Queensway925 (170)Renewal savings across provinces
15Lilian Hee-Karstadt Desjardins Insurance Agent914.9 (230)Motorcycle & multi-year loyalty

Ranked picks

Top pick
1
All Insured Insurance Agency Inc.

All Insured Insurance Agency Inc.

score 94/100
5 from 1564 reviews
Supervisa & parent insuranceresponsive agentknowledgeable staffhelpful advice

Why it ranks first

Sudeep Singla's team built its reputation on Supervisa and parent coverage for international clients, backed by a very high review volume and a near-perfect rating. Customers describe an agency that matches policies to actual needs rather than pushing the cheapest option, then stays involved through claims.

Pros

  • Direct access to Sudeep Singla and team
  • Specializes in Supervisa and parent insurance
  • Ongoing support through the claims process
  • Matches policies to actual needs, not just price

Services: auto insurance, independent broker, bilingual service

Runner-up
2
Protect Your Wealth Life Insurance Canada Broker & Retirement Planner

Protect Your Wealth Life Insurance Canada Broker & Retirement Planner

score 93/100
5 from 212 reviews
Reviewing existing policies for errorsresponsive agentknowledgeable staffhelpful advice

Why it ranks second

Parvesh Benning's practice of auditing clients' existing policies from other insurers, catching mistakes and gaps, sets this broker apart from a standard quote shop. Every review referenced here was five stars, with clients highlighting genuine attention to individual circumstances over sales pressure.

Pros

  • Reviews existing policies to find errors
  • Tailored recommendations rather than generic packages
  • Fast responses with follow-up long after purchase
  • Handles policy cancellations and switching for clients

Services: life insurance, health benefits

Best value
3
CanWise Insurance Services

CanWise Insurance Services

score 93/100
5 from 211 reviews
No-pressure life insurance guidanceknowledgeable staffresponsive agenthelpful advice

Why it ranks third

Named advisors Russell, Karen, Eric, Ralph and Hardik come up repeatedly as the reason clients return and refer friends, with a consistent five-star pattern across life insurance work. The team is described as patient with paperwork changes and renewal complications that trip up other brokers.

Pros

  • Named advisors clients know and trust
  • No-pressure sales approach
  • Patient walkthroughs of coverage options
  • Handles application changes and renewals smoothly

Services: auto insurance, life insurance, business insurance, health benefits

4
Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance

Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance

score 93/100
4.9 from 2746 reviews
Fast Super Visa policy turnaroundresponsive agentknowledgeable staffhelpful advice

Why it ranks fourth

With well over 2,700 reviews, this is the highest-volume agency on the list, and Akanksha and Gagan are singled out for issuing Super Visa and life policies in minutes rather than days. The scale of feedback here gives real confidence in the pattern of fast, clear service.

Pros

  • Staff deliver policies in under 15 minutes
  • Explains pros and cons of each provider clearly
  • Dedicated follow-up and ongoing support
  • Specialized in Super Visa for parent sponsorship

Services: life insurance, health benefits

5
Insurdinary

Insurdinary

score 93/100
4.9 from 835 reviews
Travel & multi-carrier comparisonresponsive agentknowledgeable staffhelpful advice

Why it ranks fifth

Agents Gabriel Rojas, Prakash Kaur, Dylan A. and Mary are named consistently for walking clients through travel and auto options step by step, with access to multiple carriers including Manulife and Alliance Income. The tone across reviews is calm and consultative rather than sales-driven.

Pros

  • Patient, thorough product guidance
  • Named agents known individually by clients
  • Multi-carrier options for comparison
  • Travel and emergency insurance specialists

Services: auto insurance, independent broker

6
Insurance Broker, Poonam Chauhan R.I.B.ON, Aaxel Insurance Brokers Ltd. Car, Home & Business Insurance.

Insurance Broker, Poonam Chauhan R.I.B.ON, Aaxel Insurance Brokers Ltd. Car, Home & Business Insurance.

score 93/100
4.9 from 802 reviews
Fast quotes on tight deadlinesresponsive agentfair pricingknowledgeable staff

Why it ranks sixth

Poonam Chauhan and Ramanpreet built a reputation for turning around urgent auto and home quotes quickly while keeping rates competitive against other brokers. Clients note the clarity brought to bundling multiple policy types in a single interaction.

Pros

  • Direct access to Poonam or Ramanpreet
  • Fast turnaround on urgent quotes
  • Rates competitive against other brokers
  • Multi-carrier independence means real choice

Services: auto insurance, independent broker, business insurance

7
INSURANCE BROKER COMMERCIAL PERSONAL LINES STANDARD HIGH RISK Auto, Home, Business, Life - MOE NADEEM, Brokers Trust

INSURANCE BROKER COMMERCIAL PERSONAL LINES STANDARD HIGH RISK Auto, Home, Business, Life - MOE NADEEM, Brokers Trust

score 92/100
5 from 256 reviews
High-risk & hard-to-place driversresponsive agentfair pricingknowledgeable staff

Why it ranks seventh

Moe Nadeem has earned client relationships spanning a decade or more by finding coverage and competitive rates for high-risk or previously uninsured drivers, with urgent quotes handled inside 30 minutes. The rating stays strong even with one reported case of unanswered voicemails.

Pros

  • Competitive pricing across multiple carriers
  • Finds solutions for high-risk or uninsured drivers
  • Long-term client relationships spanning years
  • Quick turnaround on urgent quotes

Watch out: One reviewer reported reaching voicemail on three attempts.

Services: auto insurance, independent broker, home insurance, life insurance

8
Mike Chronopoulos Desjardins Insurance Agent

Mike Chronopoulos Desjardins Insurance Agent

score 92/100
4.9 from 460 reviews
First-time renters & condo ownersresponsive agentknowledgeable stafffair pricing

Why it ranks eighth

Kenneth and Andrea walk first-time renters and condo buyers through what coverage actually means, often beating competitor pricing on the same-day callback. Bikers and policy-switchers alike describe feeling heard rather than sold to.

Pros

  • Named agents handle policies end-to-end
  • Fast quotes with competitive rates versus market
  • Patient explanations for first-time buyers
  • Personalized attention without pressure

Services: auto insurance, home insurance, life insurance, business insurance

9
AIM Insurance

AIM Insurance

score 92/100
4.9 from 298 reviews
Responsive multi-channel serviceresponsive agentfair pricingknowledgeable staff

Why it ranks ninth

Brokers Angela, Seth, Carole, Carolina and Lucy respond quickly across calls, emails and texts, and are credited with finding better rates than clients previously had. The pattern holds from initial quote through claims support.

Pros

  • Named brokers give dedicated personal service
  • Fast response times across all channels
  • Competitive rates and real cost savings
  • Thorough policy explanations without pressure

Services: independent broker, auto insurance, home insurance, life insurance

10
Amyn Batliwalla Desjardins Insurance Agent

Amyn Batliwalla Desjardins Insurance Agent

score 92/100
4.9 from 363 reviews
Long-term relationship & multi-line coverageresponsive agentknowledgeable staffhelpful advice

Why it ranks tenth

Agents Rolick, Noureen, Alif and Amyn have client relationships running 8 to 15 years, handling auto, home, life and business insurance under one roof. Reviewers describe upfront pricing with no hidden surprises and phone-available support even after claims.

Pros

  • Named agents with 8+ year client retention
  • Phone-available follow-up support
  • No-pressure consultations with clear upfront pricing
  • Same team handles multiple insurance types

Services: auto insurance, home insurance, life insurance

11
ALIGNED Insurance Inc.

ALIGNED Insurance Inc.

score 92/100
4.9 from 241 reviews
Business & commercial insuranceresponsive agentfair pricingknowledgeable staff

Why it ranks #11

Brenton, Jennifer, Jen Lea, Meghan and Brittany are noted for asking detailed questions about a business's specific risks instead of offering generic packages, which owners of startups and established firms say results in materially lower premiums than previous brokers. Leadership follows up personally on key accounts.

Pros

  • Staff take time to understand each business's risks
  • Multiple carriers for competitive rate access
  • Leadership follows up personally on key clients
  • Streamlined policy grouping for annual renewal

Services: auto insurance, home insurance, life insurance, business insurance

12
IE

Insurance Explorer Inc.

score 92/100
4.9 from 238 reviews
Budget-friendly visitor & Super Visa plansresponsive agentknowledgeable staffhelpful advice

Why it ranks #12

Yesu Babu is named repeatedly for patient, pressure-free guidance helping families find visitor and Super Visa policies that fit tight budgets. The review volume is more modest than some peers here, but the sentiment is uniformly strong.

Pros

  • Specialist in visitor and Super Visa insurance
  • Yesu Babu's tailored guidance and availability
  • Simple, transparent online quotes
  • Affordable policy options versus buying direct

Services: auto insurance, health benefits, independent broker

13
Ashish Kalia Desjardins Insurance Agent

Ashish Kalia Desjardins Insurance Agent

score 92/100
4.9 from 235 reviews
Autohome & health under one officeresponsive agentfair pricing

Why it ranks #13

Henrique and Azan handle fast quote comparisons across auto, home and health lines, while Ashish personally oversees claims and more complex needs. First-time buyers and long-term customers both describe feeling heard rather than rushed through the process.

Pros

  • Named agents handle policies personally
  • Fast quote comparisons and rate reductions
  • Detailed explanations for first-time buyers
  • Responsive claims support

Services: auto insurance, home insurance, life insurance

14
Billyard Insurance Group - Queensway

Billyard Insurance Group - Queensway

score 92/100
5 from 170 reviews
Renewal savings across provincesresponsive agentknowledgeable staffpersonalized service

Why it ranks #14

Taya, Abdul and Khrystyna are credited with hunting competitive quotes at renewal time rather than letting policies auto-renew at higher rates, across auto, home and rental lines that stretch from Ontario into Atlantic and Western Canada. Feedback spanning years shows no real pattern of complaints.

Pros

  • Named brokers known for patience and follow-up
  • Finds competitive quotes across multiple carriers
  • Handles switching and explains policies in plain language
  • Serves clients across Ontario, Alberta and Atlantic Canada

Services: auto insurance, business insurance, home insurance, life insurance

15
Lilian Hee-Karstadt Desjardins Insurance Agent

Lilian Hee-Karstadt Desjardins Insurance Agent

score 91/100
4.9 from 230 reviews
Motorcycle & multi-year loyaltyresponsive agentknowledgeable stafffair pricing

Why it ranks #15

Qamar, Kris, Raman, Scarlett and Devam serve customers who in many cases have stayed 10 to 15-plus years, covering auto (including motorcycle), home and life policies. Reviewers point to faster turnaround than online brokers and help catching coverage gaps that self-service tools missed.

Pros

  • Fast turnaround on quotes, often same-day
  • Named agents known for personal follow-up
  • Strong track record of long-term client relationships
  • Helps catch coverage gaps online tools miss

Services: life insurance, auto insurance, home insurance, health benefits

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Last updated 2026-07-24