Best insurance agencies in Toronto
This ranks the 15 best all-round insurance agencies in Toronto by our methodology, which weighs rating, review volume, recency, sentiment and verification together. Inclusion requires a strong volume of recent, verified reviews across a broad range of coverage types, not just a high star rating.
Looking for a specialist instead? See our separate rankings for best auto insurance, best home & property insurance, best life insurance and best health & travel insurance. This list rewards agencies that handle the full spread well, rather than excelling in one narrow niche.
Picks are ranked by score and relevance to insurance agency, so a lower overall score can rank higher here.
At a glance
| # | Business | Score | Rating | From | Best for |
|---|---|---|---|---|---|
| 1 | All Insured Insurance Agency Inc. | 94 | 5 (1564) | — | Supervisa & parent insurance |
| 2 | Protect Your Wealth Life Insurance Canada Broker & Retirement Planner | 93 | 5 (212) | — | Reviewing existing policies for errors |
| 3 | CanWise Insurance Services | 93 | 5 (211) | — | No-pressure life insurance guidance |
| 4 | Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance | 93 | 4.9 (2746) | — | Fast Super Visa policy turnaround |
| 5 | Insurdinary | 93 | 4.9 (835) | — | Travel & multi-carrier comparison |
| 6 | Insurance Broker, Poonam Chauhan R.I.B.ON, Aaxel Insurance Brokers Ltd. Car, Home & Business Insurance. | 93 | 4.9 (802) | — | Fast quotes on tight deadlines |
| 7 | INSURANCE BROKER COMMERCIAL PERSONAL LINES STANDARD HIGH RISK Auto, Home, Business, Life - MOE NADEEM, Brokers Trust | 92 | 5 (256) | — | High-risk & hard-to-place drivers |
| 8 | Mike Chronopoulos Desjardins Insurance Agent | 92 | 4.9 (460) | — | First-time renters & condo owners |
| 9 | AIM Insurance | 92 | 4.9 (298) | — | Responsive multi-channel service |
| 10 | Amyn Batliwalla Desjardins Insurance Agent | 92 | 4.9 (363) | — | Long-term relationship & multi-line coverage |
| 11 | ALIGNED Insurance Inc. | 92 | 4.9 (241) | — | Business & commercial insurance |
| 12 | Insurance Explorer Inc. | 92 | 4.9 (238) | — | Budget-friendly visitor & Super Visa plans |
| 13 | Ashish Kalia Desjardins Insurance Agent | 92 | 4.9 (235) | — | Auto, home & health under one office |
| 14 | Billyard Insurance Group - Queensway | 92 | 5 (170) | — | Renewal savings across provinces |
| 15 | Lilian Hee-Karstadt Desjardins Insurance Agent | 91 | 4.9 (230) | — | Motorcycle & multi-year loyalty |
Ranked picks

All Insured Insurance Agency Inc.
Why it ranks first
Sudeep Singla's team built its reputation on Supervisa and parent coverage for international clients, backed by a very high review volume and a near-perfect rating. Customers describe an agency that matches policies to actual needs rather than pushing the cheapest option, then stays involved through claims.
Pros
- Direct access to Sudeep Singla and team
- Specializes in Supervisa and parent insurance
- Ongoing support through the claims process
- Matches policies to actual needs, not just price
Services: auto insurance, independent broker, bilingual service

Protect Your Wealth Life Insurance Canada Broker & Retirement Planner
Why it ranks second
Parvesh Benning's practice of auditing clients' existing policies from other insurers, catching mistakes and gaps, sets this broker apart from a standard quote shop. Every review referenced here was five stars, with clients highlighting genuine attention to individual circumstances over sales pressure.
Pros
- Reviews existing policies to find errors
- Tailored recommendations rather than generic packages
- Fast responses with follow-up long after purchase
- Handles policy cancellations and switching for clients
Services: life insurance, health benefits

CanWise Insurance Services
Why it ranks third
Named advisors Russell, Karen, Eric, Ralph and Hardik come up repeatedly as the reason clients return and refer friends, with a consistent five-star pattern across life insurance work. The team is described as patient with paperwork changes and renewal complications that trip up other brokers.
Pros
- Named advisors clients know and trust
- No-pressure sales approach
- Patient walkthroughs of coverage options
- Handles application changes and renewals smoothly
Services: auto insurance, life insurance, business insurance, health benefits

Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance
Why it ranks fourth
With well over 2,700 reviews, this is the highest-volume agency on the list, and Akanksha and Gagan are singled out for issuing Super Visa and life policies in minutes rather than days. The scale of feedback here gives real confidence in the pattern of fast, clear service.
Pros
- Staff deliver policies in under 15 minutes
- Explains pros and cons of each provider clearly
- Dedicated follow-up and ongoing support
- Specialized in Super Visa for parent sponsorship
Services: life insurance, health benefits

Insurdinary
Why it ranks fifth
Agents Gabriel Rojas, Prakash Kaur, Dylan A. and Mary are named consistently for walking clients through travel and auto options step by step, with access to multiple carriers including Manulife and Alliance Income. The tone across reviews is calm and consultative rather than sales-driven.
Pros
- Patient, thorough product guidance
- Named agents known individually by clients
- Multi-carrier options for comparison
- Travel and emergency insurance specialists
Services: auto insurance, independent broker

Insurance Broker, Poonam Chauhan R.I.B.ON, Aaxel Insurance Brokers Ltd. Car, Home & Business Insurance.
Why it ranks sixth
Poonam Chauhan and Ramanpreet built a reputation for turning around urgent auto and home quotes quickly while keeping rates competitive against other brokers. Clients note the clarity brought to bundling multiple policy types in a single interaction.
Pros
- Direct access to Poonam or Ramanpreet
- Fast turnaround on urgent quotes
- Rates competitive against other brokers
- Multi-carrier independence means real choice
Services: auto insurance, independent broker, business insurance

INSURANCE BROKER COMMERCIAL PERSONAL LINES STANDARD HIGH RISK Auto, Home, Business, Life - MOE NADEEM, Brokers Trust
Why it ranks seventh
Moe Nadeem has earned client relationships spanning a decade or more by finding coverage and competitive rates for high-risk or previously uninsured drivers, with urgent quotes handled inside 30 minutes. The rating stays strong even with one reported case of unanswered voicemails.
Pros
- Competitive pricing across multiple carriers
- Finds solutions for high-risk or uninsured drivers
- Long-term client relationships spanning years
- Quick turnaround on urgent quotes
Watch out: One reviewer reported reaching voicemail on three attempts.
Services: auto insurance, independent broker, home insurance, life insurance

Mike Chronopoulos Desjardins Insurance Agent
Why it ranks eighth
Kenneth and Andrea walk first-time renters and condo buyers through what coverage actually means, often beating competitor pricing on the same-day callback. Bikers and policy-switchers alike describe feeling heard rather than sold to.
Pros
- Named agents handle policies end-to-end
- Fast quotes with competitive rates versus market
- Patient explanations for first-time buyers
- Personalized attention without pressure
Services: auto insurance, home insurance, life insurance, business insurance

AIM Insurance
Why it ranks ninth
Brokers Angela, Seth, Carole, Carolina and Lucy respond quickly across calls, emails and texts, and are credited with finding better rates than clients previously had. The pattern holds from initial quote through claims support.
Pros
- Named brokers give dedicated personal service
- Fast response times across all channels
- Competitive rates and real cost savings
- Thorough policy explanations without pressure
Services: independent broker, auto insurance, home insurance, life insurance

Amyn Batliwalla Desjardins Insurance Agent
Why it ranks tenth
Agents Rolick, Noureen, Alif and Amyn have client relationships running 8 to 15 years, handling auto, home, life and business insurance under one roof. Reviewers describe upfront pricing with no hidden surprises and phone-available support even after claims.
Pros
- Named agents with 8+ year client retention
- Phone-available follow-up support
- No-pressure consultations with clear upfront pricing
- Same team handles multiple insurance types
Services: auto insurance, home insurance, life insurance

ALIGNED Insurance Inc.
Why it ranks #11
Brenton, Jennifer, Jen Lea, Meghan and Brittany are noted for asking detailed questions about a business's specific risks instead of offering generic packages, which owners of startups and established firms say results in materially lower premiums than previous brokers. Leadership follows up personally on key accounts.
Pros
- Staff take time to understand each business's risks
- Multiple carriers for competitive rate access
- Leadership follows up personally on key clients
- Streamlined policy grouping for annual renewal
Services: auto insurance, home insurance, life insurance, business insurance
Insurance Explorer Inc.
Why it ranks #12
Yesu Babu is named repeatedly for patient, pressure-free guidance helping families find visitor and Super Visa policies that fit tight budgets. The review volume is more modest than some peers here, but the sentiment is uniformly strong.
Pros
- Specialist in visitor and Super Visa insurance
- Yesu Babu's tailored guidance and availability
- Simple, transparent online quotes
- Affordable policy options versus buying direct
Services: auto insurance, health benefits, independent broker

Ashish Kalia Desjardins Insurance Agent
Why it ranks #13
Henrique and Azan handle fast quote comparisons across auto, home and health lines, while Ashish personally oversees claims and more complex needs. First-time buyers and long-term customers both describe feeling heard rather than rushed through the process.
Pros
- Named agents handle policies personally
- Fast quote comparisons and rate reductions
- Detailed explanations for first-time buyers
- Responsive claims support
Services: auto insurance, home insurance, life insurance

Billyard Insurance Group - Queensway
Why it ranks #14
Taya, Abdul and Khrystyna are credited with hunting competitive quotes at renewal time rather than letting policies auto-renew at higher rates, across auto, home and rental lines that stretch from Ontario into Atlantic and Western Canada. Feedback spanning years shows no real pattern of complaints.
Pros
- Named brokers known for patience and follow-up
- Finds competitive quotes across multiple carriers
- Handles switching and explains policies in plain language
- Serves clients across Ontario, Alberta and Atlantic Canada
Services: auto insurance, business insurance, home insurance, life insurance

Lilian Hee-Karstadt Desjardins Insurance Agent
Why it ranks #15
Qamar, Kris, Raman, Scarlett and Devam serve customers who in many cases have stayed 10 to 15-plus years, covering auto (including motorcycle), home and life policies. Reviewers point to faster turnaround than online brokers and help catching coverage gaps that self-service tools missed.
Pros
- Fast turnaround on quotes, often same-day
- Named agents known for personal follow-up
- Strong track record of long-term client relationships
- Helps catch coverage gaps online tools miss
Services: life insurance, auto insurance, home insurance, health benefits
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