Toronto, Ontario Insurance Agency Guide
Menu

Coachman Insurance Company

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 89 Google reviews · How we rank ›

2.0(89) 52 composite score See reviews on Google
Auto InsuranceIndependent Multi-Carrier Broker
Coachman Insurance Company
Services
Auto Insurance, Independent Multi-Carrier Broker
Reviews
89

What recent reviews say

The overwhelming majority of reviewers describe frustration with billing practices and customer service. Payments are withdrawn without clear notice, NSF fees are charged unexpectedly, and multiple follow-ups go unanswered. A handful of customers praise individual agents (Sohel Rahman, Nunzio Carlucci) for efficient, attentive work, yet structural issues with communication and billing oversight define the wider experience.

Several reviewers report charges after cancellation, disputed refunds stuck in loops, and claims delayed for weeks. Rates attract high-risk drivers, but even positive claimants acknowledge outdated phone systems make reaching staff difficult. The pattern suggests service quality depends heavily on which adjuster you draw.

Praised for
  • responsive individual agents on claims
  • competitive rates for high-risk drivers
  • smooth claim processing when paired with attentive adjuster
Watch-outs
  • unpredictable payment withdrawals and NSF fee practices
  • poor communication and unresponsive to calls/emails
  • delayed claim approvals and refunds
  • billing errors and unauthorized charges
hard-to-reachpoor-communicationslow-claims-processhidden-feesknowledgeable-staff
Best for: Drivers with limited options due to high-risk profile who can manage payment-tracking closely.
Think twice if: Billing issues, difficulty reaching staff, and delayed refunds are widespread complaints. Verify all charges carefully before signing.

Strengths

  • Competitive rates for high-risk drivers
  • Some claims processed smoothly with right adjuster
  • Willing to cover drivers rejected elsewhere

Worth knowing

  • Sohel Rahman handled urgent same-day coverage requests
  • Nunzio Carlucci known for fair claim handling and rental extensions
  • Rutchi Sharma and Kushal Mehta named in unresolved claim complaint
  • Monthly payments often withdrawn on unpredictable dates despite stated schedule
  • NSF fees charged to customer, then company's own NSF fee also charged to customer
  • Claims adjuster alleged to have stolen items during vehicle inspection
  • Phone system described as outdated

What reviews say by service

Auto Insurance
Rates competitive for high-risk drivers but billing unpredictability and claim delays undermine value
Independent Multi-Carrier Broker
Can place drivers others reject, but limited visibility into broker-side advocacy during disputes

How it compares

  • Rated 2 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 78% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 0
Review volume 85
Review recency 100
Review sentiment 33
Profile completeness 100
Verification 30

Rating breakdown

5
18
4
4
3
3
2
1
1
63

Common questions

Can Coachman insure a high-risk driver?
Yes. Reviewers confirm coverage for drivers with claims, speeding tickets, and prior declines elsewhere. Rates are competitive for this segment.
How long does a claim typically take?
Highly inconsistent. One reviewer waited 3 months for a decision on a stolen vehicle claim; another's claim was processed smoothly. Outcome appears to depend on assigned adjuster.
When will my monthly payment be withdrawn?
Reviewers report unpredictable withdrawal dates despite a stated monthly schedule. Several were charged twice in one month or on different days than promised. Contact them directly to confirm withdrawal timing before enrolling.

Similar insurance agency nearby

Westland Insurance
67

Westland Insurance

5.0(8)✓ Google-verified

Over eight years, customers return to Westland for staff who answer fast and stay calm under pressure. Named advisors like Silvia, Sonia, Halyna, and Kris handle everything from food trailers to city forms with honesty and a smile.

Auto InsuranceIndependent Multi-Carrier BrokerHome & Property Insurance
Markus Agyeman-Vachon Insurance
52 low data

Markus Agyeman-Vachon Insurance

3.7(3)

Markus Agyeman-Vachon offers personal and commercial insurance in Etobicoke with 20 years claimed experience. Reviewers report significant savings on high-risk auto policies and willingness to help evenings and weekends, though one recent review raised reliability questions. Limited review evidence.

Auto InsuranceIndependent Multi-Carrier Broker
Active Insurance & Financial Group Inc.
71

Active Insurance & Financial Group Inc.

4.2(52)✓ Google-verified

Strong experiences centre on staff like Tiffany Banate and Anabela De Medeiros, who answer quickly, explain coverage clearly, and secure competitive rates. A cottage insurance closing next day shows speed; long-term clients praise reliability and after-hours availability. Complaints point to inconsistent service quality-some staff are dismissive or evasive about pricing, creating frustration that outweighs isolated shortcomings for most.

Auto InsuranceLife InsuranceIndependent Multi-Carrier Broker

Own this business? Get featured

Own or market a business here? Ask about featured placement and advertising on this directory. Your message goes straight to the directory team.

Last updated 2026-07-24