Toronto, Ontario Insurance Agency Guide
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Gray Rock Insurance

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 9 Google reviews · How we rank ›

3.6(9) 46 low data composite score See reviews on Google ✓ Google-verified
Independent Multi-Carrier BrokerAuto InsuranceLife InsuranceHealth & Travel Insurance
Gray Rock Insurance
Services
Independent Multi-Carrier Broker, Auto Insurance, Life Insurance
Reviews
9

What recent reviews say

Gray Rock has loyal customers who credit them with securing coverage after accidents or policy lapses, but recent reviews flag slow responses, paperwork mistakes, and strict underwriting. The 3.6 rating masks a sharp divide: five-star loyalty versus complaints about being refused or let down.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • trusted over years
  • found coverage after claims/cancellations
  • caring staff
Watch-outs
  • slow to respond
  • rude phone manner
  • paperwork errors
  • rejects high-risk applicants
responsive-agentpoor-communicationhard-to-reachknowledgeable-stafftrustworthy
Best for: drivers with accident history or prior cancellations seeking broker expertise
Think twice if: you need fast turnaround or have had poor claims handling elsewhere; some reviewers report slow phone response and paperwork delays

Strengths

  • finds coverage after claims or policy lapses
  • broker network across multiple carriers
  • willingness to work high-risk cases

Worth knowing

  • broker covers sole proprietor liability policies
  • has worked with customers after insurers canceled policies mid-stream
  • early consultations involve in-person vehicle inspection to assess risk

What reviews say by service

Auto Insurance
strong track record placing drivers refused elsewhere, but complaints of slow processing and strict underwriting
Independent Multi-Carrier Broker
customers praise ability to source multi-carrier options for complex cases

How it compares

  • Rated 3.6 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 49% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 31
Review volume 43
Review recency 0
Review sentiment 47
Profile completeness 100
Verification 30

Rating breakdown

5
5
4
1
3
0
2
0
1
3

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Last updated 2026-07-24