Toronto, Ontario Insurance Agency Guide
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HUB International

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 48 Google reviews · How we rank ›

3.2(48) 54 composite score See reviews on Google ✓ Google-verified
Auto InsuranceHome & Property InsuranceBusiness & Commercial Insurance
HUB International
Services
Auto Insurance, Home & Property Insurance, Business & Commercial Insurance
Reviews
48

What recent reviews say

Experience here depends heavily on which agent you reach. Some reviewers praise specific staff like Raea Doshi, Isaac Geam-Worlanyo, and Nicolene Jordanov for smooth quotes and claim advocacy. Others report weeks-long waits for callbacks, policy cancellations due to missed premium notices, and claims routed to the wrong insurer. Responsiveness appears to spike only after negative reviews are posted.

Recent shift: Several positive reviews from 2-3 years ago (Isaac, Debbie, Nicolene, Jordanov rated 5 stars). Heavy concentration of 1-star complaints from 1-2 years ago onward, suggesting a decline in consistency or organizational responsiveness. One recent (2 months ago) 1-star review mirrors patterns from older complaints (3-week wait to change policy).

Praised for
  • responsive individual agents
  • efficient handling when engaged
  • competitive rates
  • staff willingness to advocate with insurers
Watch-outs
  • chronic unresponsiveness to calls and emails
  • slow claims processing and redirects
  • disorganized account management
  • poor policy communication leading to cancellations
responsive-agentslow-claims-processhard-to-reachpoor-communicationfair-pricingknowledgeable-staff
Think twice if: Multiple callers report being unreachable for weeks or routed to unresponsive brokers; expect delays unless you reach a starred agent first.

Strengths

  • named agents deliver strong service when reachable
  • able to negotiate directly with insurers on claims
  • broad range of specialty coverage (cyber, cannabis, construction)

Worth knowing

  • Agents Raea Doshi, Isaac Geam-Worlanyo, Nicolene Jordanov, and Debbie praised for responsiveness and case resolution
  • Agents Manmeet Rakhra and Karen Vermeersch cited for poor follow-up and unavailability
  • One reviewer's policy was cancelled in error by Aviva and not flagged by broker before claim
  • Claims routed to wrong insurer have delayed home flood claims by weeks
  • Premium notices withheld until cancellation letters arrived
  • Response times documented at 14 days post-accident and two weeks for quote follow-up

What reviews say by service

Auto Insurance
Praised when agents are engaged; complaints center on delayed claim responses and routing errors.
Home & Property Insurance
Address-on-file errors and policy cancellations over missed communications; one reviewer's home flood claim delayed weeks due to wrong-insurer routing.
Business & Commercial Insurance
No clear praise or complaint patterns in the review text.

How it compares

  • Rated 3.2 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 69% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 0
Review volume 73
Review recency 100
Review sentiment 48
Profile completeness 100
Verification 30

Rating breakdown

5
19
4
7
3
4
2
2
1
16

Common questions

Are specific agents consistently recommended?
Yes. Reviewers specifically named Raea Doshi, Isaac Geam-Worlanyo, Nicolene Jordanov, and Debbie as responsive and thorough. Request them if possible.
How long should I expect to wait for a callback?
Highly variable. Reviewers report waits of 2 weeks to 3 months for routine inquiries and 14 days after an accident. Response times appear faster if a negative review is posted.
Can they help if my claim was denied or handled incorrectly?
Yes, at least one reviewer reported success when calling the insurer directly after HUB failed to resolve the issue. HUB staff have also negotiated directly with insurers to correct claim assessments.

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Last updated 2026-07-24