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Lilian Hee-Karstadt Desjardins Insurance Agent

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 230 Google reviews · How we rank ›

4.9(230) 91 composite score See reviews on Google ✓ Google-verified
Life InsuranceAuto InsuranceHome & Property InsuranceHealth & Travel Insurance
Lilian Hee-Karstadt Desjardins Insurance Agent
Services
Life Insurance, Auto Insurance, Home & Property Insurance
Reviews
230

What recent reviews say

Reviewers consistently report fast responses and smooth quote turnarounds, with several mentioning speed compared to online brokers. Named agents Qamar, Kris, Raman, Scarlett, and Devam receive repeated praise for knowledge, approachability, and customer-first service; many customers span 10-15+ years with the agency.

Insurance covers auto (including motorcycle), home, and life policies. Reviewers highlight competitive rates and help navigating coverage gaps that online tools missed. Customers value the personal touch and ease of reaching agents directly.

Praised for
  • responsive and quick turnaround on quotes
  • knowledgeable staff who explain options clearly
  • strong customer loyalty across many years
  • warm, personable agents who balance service with value
responsive-agentknowledgeable-stafffair-pricingeasy-to-reachgreat-follow-uppersonalized-servicetrustworthy
Best for: Long-term customers valuing personal relationships and quick local service over online brokers.

Strengths

  • Fast turnaround on quotes, often same-day
  • Named agents known for personal follow-up and responsiveness
  • Strong track record of long-term customer relationships

Worth knowing

  • Qamar completed full quote in 10 minutes, compared to 3-day wait from online competitor Zeninsurance
  • Named agents: Qamar, Kris, Raman Bhardwaj, Scarlett Wu, Devam
  • Customers report 10-15+ year relationships with the agency
  • Services include motorcycle insurance
  • Website states Chartered Professional Accountant, Chartered Insurance Professional, Fellow Life Management Institute credentials

What reviews say by service

Auto Insurance
Fast approval and competitive rates for riders and motorcycle coverage praised.
Home & Property Insurance
Responsive service helping customers find coverage at good rates after online brokers struggled.
Life Insurance
Long customer retention and personalized service noted.
Health & Travel Insurance
No review evidence.

How it compares

  • Rated 4.9 against a 4.14 average across the 205 life insurance businesses listed here.
  • Has more Google reviews than 89% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 88
Review volume 100
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
218
4
7
3
1
2
0
1
4

Common questions

How quickly can I get a quote?
Reviewers report same-day turnarounds; one customer received a complete quote within 10 minutes.
Can you help if online brokers couldn't find coverage?
Yes; a reviewer who couldn't get help from online brokers was quoted at a competitive rate within hours by Lilian.
Can I get motorcycle insurance here?
Yes; a motorcycle insurance customer was served quickly with described as easy and fast service.

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Last updated 2026-07-24