Toronto, Ontario Insurance Agency Guide
Menu

No Medical Life Insurance

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 9 Google reviews · How we rank ›

4.9(9) 57 low data composite score See reviews on Google Publishes prices
Life Insurance
No Medical Life Insurance
Service
Life Insurance
Reviews
9

What recent reviews say

Reviewers consistently praise this agency for making life insurance accessible to people with health issues like diabetes, cancer, and stroke. Information is clear and straightforward, with helpful articles that cut through typical sales language.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • Accessible to hard-to-insure applicants
  • Clear, honest information on no-medical policies
  • Educational resources and articles
  • Fast payout without waiting period
trustworthyknowledgeable-staffhelpful-advicepolicy-clarity
Best for: People with pre-existing health conditions who need life insurance without a medical exam.

Strengths

  • Covers hard-to-insure health conditions
  • No medical exam required for many policies
  • Educational resources demystify no-medical policies

Worth knowing

  • Website lists coverage for diabetes, cancer, heart attack, stroke, depression, HIV, and obesity
  • Simplified Issue and Guaranteed Issue policies available
  • Sample quotes provided: seniors from $74.97/month, diabetes coverage from $51.60/month

What reviews say by service

Life Insurance
People with chronic illnesses report getting approved quickly and finding payout is immediate, with no waiting periods typical of standard insurers.

How it compares

  • Rated 4.9 against a 4.14 average across the 205 life insurance businesses listed here.
  • Has more Google reviews than 49% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 54
Review volume 43
Review recency 0
Review sentiment 65
Profile completeness 100
Verification 30

Rating breakdown

5
8
4
1
3
0
2
0
1
0

Common questions

Can I get life insurance if I've had a stroke or heart attack?
Yes. Reviewers report approval for stroke victims from 2-3 years prior and heart attack survivors, with immediate payout available.
What's the difference between Guaranteed Issue and Simplified Issue?
Their website and articles explain both. Simplified Issue typically requires answering health questions; Guaranteed Issue does not.

Similar insurance agency nearby

LSM Insurance
73 low data

LSM Insurance

4.9(89)

Nearly all reviewers praise LSM's experienced team for patient, pressure-free guidance on life insurance choices. Lorne Marr and his advisors are noted for answering quickly, understanding client needs, and avoiding high-pressure tactics.

Life Insurance
Sun Life Assurance
22 low data

Sun Life Assurance

No rating yet

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Life Insurance

Own this business? Get featured

Own or market a business here? Ask about featured placement and advertising on this directory. Your message goes straight to the directory team.

Last updated 2026-07-24