Toronto, Ontario Insurance Agency Guide
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PJ Insurance Broker

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 58 Google reviews · How we rank ›

4.9(58) 84 composite score See reviews on Google ✓ Google-verified
Auto InsuranceIndependent Multi-Carrier Broker
PJ Insurance Broker
Services
Auto Insurance, Independent Multi-Carrier Broker
Reviews
58

What recent reviews say

PJ Insurance Broker earns trust through speed and clarity. Reviewers describe straightforward conversations about coverage options, competitive quotes that undercut rivals, and willingness to arrange policies outside standard hours. The broker handles first-time and multi-policy customers alike, taking time to explain each step.

Staff member Pankaj (PJ) appears consistently across reviews. Customers report smooth, stress-free transactions for auto, home, and tenant policies. Common praise centers on fast turnaround, professional manner, and rates that save money without cutting corners.

Praised for
  • quick response and fast processing
  • knowledgeable and clear explanations
  • competitive rates and good value
  • responsive and helpful service
responsive-agentfair-pricingknowledgeable-staffhelpful-adviceeasy-to-reachpersonalized-service
Best for: first-time drivers, multi-policy shoppers seeking transparent rate comparisons

Strengths

  • same-day or rapid policy arrangement
  • cuts through jargon with clear explanations
  • rates beat bigger brokers
  • open evenings and weekends

Worth knowing

  • Broker Pankaj (PJ) handles inquiries directly
  • available for policy arrangement on Sunday evenings
  • first-time drivers note the process is made easy
  • helped newly licensed drivers find affordable rates

What reviews say by service

Auto Insurance
customers consistently report competitive quotes, clear explanations, and fast processing for car policies
Home & Property Insurance
praised for quick policy issuance at reasonable rates with clear communication

How it compares

  • Rated 4.9 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 72% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 77
Review volume 77
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
55
4
2
3
0
2
0
1
1

Common questions

Are you open on weekends?
Yes. One reviewer noted that PJ arranged a policy on a Sunday evening.
Do you serve newly licensed drivers?
Yes. Multiple reviews mention first-time and newly licensed drivers finding affordable coverage through PJ.
What types of insurance do you offer?
According to their website, they offer auto, home, commercial, corporate liability, and business package insurance.

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Last updated 2026-07-24