Toronto, Ontario Insurance Agency Guide
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RH Insurance Inc.

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 454 Google reviews · How we rank ›

4.8(454) 87 composite score See reviews on Google ✓ Google-verified
Auto InsuranceHome & Property InsuranceLife InsuranceBusiness & Commercial InsuranceHealth & Travel InsuranceIndependent Multi-Carrier BrokerBilingual / Multilingual Service
RH Insurance Inc.
Services
Auto Insurance, Home & Property Insurance, Life Insurance
Reviews
454

What recent reviews say

Morgan, Domenic, Cole, Peter, and Joel handle most client interactions and earn consistent praise for speed and patience. Policies get approved same-day or within hours. Most encounters feel stress-free, though a handful of clients report agents who vanish or fail to answer calls when problems arise, and one was blindsided by a cancellation notice without warning.

The business excels at onboarding and switching-clients who work with named staff get quoted and bound quickly, often at rates better than their previous insurer. Coverage advice tends to be clear. The friction point is what happens after setup: when a client needs to reach their agent or the office with a change or claim, the phone can go unanswered and callbacks don't always arrive.

Praised for
  • responsive and attentive staff
  • fast turnaround on quotes and policy setup
  • helpful explanation of coverage options
  • competitive rates
  • patient and friendly service
Watch-outs
  • poor follow-up and callback delays
  • lack of proactive communication before policy changes
  • inconsistent agent knowledge
responsive-agentfair-pricingknowledgeable-staffhelpful-adviceeasy-to-reachhard-to-reachpersonalized-servicegreat-follow-up
Best for: Clients who want a quick, personalized switch from their current insurer with competitive rates.
Think twice if: Avoid if you need reliable phone access after your policy is set up; some clients struggle to reach agents when they call to make changes.

Strengths

  • named staff handle cases personally
  • same-day or next-day quotes and binding
  • competitive rates vs. incumbent insurers
  • patient explanation of coverage

Worth knowing

  • Morgan Roberts: praised for fast callback after missed appointment, quick binding, responsiveness
  • Domenic: same-day quoting and binding
  • Cole: thorough coverage explanation, goes above and beyond even during busy times
  • Peter Martire: fast service, helpful attitude on auto insurance
  • Joel M: patient, thorough home insurance process
  • one client blindsided by 6-day cancellation notice over paperwork detail without proactive agent contact
  • one client never received promised quote after initial call, agent unresponsive to callbacks

What reviews say by service

Auto Insurance
Fast quotes and binding; clients get competitive rates; Peter Martire and Morgan Roberts cited for speed and knowledge.
Home & Property Insurance
Quick setup within the hour; Joel M praised for thorough, patient explanation; one policy changed and canceled without agent proactive contact.
Business & Commercial Insurance
Client had business home address routed to broker office; policy canceled without warning phone call when mail routing changed on renewal.
Independent Multi-Carrier Broker
Access to preferred, standard, and non-standard markets; rates often beat incumbents; named agents do the comparison and binding work.

How it compares

  • Rated 4.8 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 94% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 84
Review volume 100
Review recency 100
Review sentiment 67
Profile completeness 100
Verification 30

Rating breakdown

5
430
4
6
3
1
2
0
1
17

Common questions

How long does it take to get a quote and set up a policy?
Most clients report same-day turnaround. Morgan Roberts and Domenic are mentioned for quotes within hours or the same day; one client was bound within the hour.
Are the quotes competitive?
Yes. Multiple reviews note rates better than their previous long-time provider, and several clients specifically mention getting the best quote they shopped for.
What named staff should I ask for?
Morgan Roberts, Domenic, Cole, Peter Martire, and Joel M are all named in praise reviews. Cole is noted for thorough coverage explanation and follow-through.

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Last updated 2026-07-24