Protect Your Wealth vs Canadian LIC: which fits your life insurance needs?

Updated 2026-07-24 · 1,697 reviewed · 415 listed · How we rank ›

Protect Your Wealth Life Insurance Canada Broker & Retirement Planner

Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance

Both agencies score near the top of our methodology and carry excellent reputations, but they solve different problems. Protect Your Wealth leans into deep policy review and long-term retirement planning, while Canadian LIC is built around fast turnaround and high-volume service including Super Visa insurance alongside life coverage. The right pick depends on whether you need someone to dig into an existing policy or someone to issue new coverage quickly.

Side by side

Criterion	Protect Your Wealth Life Insurance Canada Broker & Retirement Planner	Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance
Google rating	5 (212 reviews)	4.9 (2746 reviews)
Services	life insurance, health benefits	life insurance, health benefits
Best for policy review	Strong fit: reviews existing coverage and catches errors from other insurers	Not a stated focus
Best for fast issuance	Not emphasized	Strong fit: policies delivered in minutes
Super Visa / parent sponsorship needs	Not offered	Specialized in this niche alongside life insurance
Retirement planning add-on	Offered alongside life insurance	Not mentioned
Verification	Google-verified	Google-verified
Composite score	93	93

Google rating: Protect Your Wealth Life Insurance Canada Broker & Retirement Planner: 5 (212 reviews); Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance: 4.9 (2746 reviews)
Services: Protect Your Wealth Life Insurance Canada Broker & Retirement Planner: life insurance, health benefits; Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance: life insurance, health benefits
Best for policy review: Protect Your Wealth Life Insurance Canada Broker & Retirement Planner: Strong fit: reviews existing coverage and catches errors from other insurers; Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance: Not a stated focus
Best for fast issuance: Protect Your Wealth Life Insurance Canada Broker & Retirement Planner: Not emphasized; Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance: Strong fit: policies delivered in minutes
Super Visa / parent sponsorship needs: Protect Your Wealth Life Insurance Canada Broker & Retirement Planner: Not offered; Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance: Specialized in this niche alongside life insurance
Retirement planning add-on: Protect Your Wealth Life Insurance Canada Broker & Retirement Planner: Offered alongside life insurance; Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance: Not mentioned
Verification: Protect Your Wealth Life Insurance Canada Broker & Retirement Planner: Google-verified; Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance: Google-verified
Composite score: Protect Your Wealth Life Insurance Canada Broker & Retirement Planner: 93; Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance: 93

Within 3 points of each other, so treat them as effectively tied on overall quality. The choice below is about fit, not the score.

What reviewers say

Protect Your Wealth Life Insurance Canada Broker & Retirement Planner

Parvesh Benning stands out for reviewing clients' existing policies from other insurers, catching errors most advisors miss and helping people understand what they actually have. Clients consistently report quick responses, clear explanations of options, and follow-up support long after purchase, even assistance cancelling old policies.

Their website lists term, permanent, critical illness, and disability insurance as well as retirement planning, with service areas spanning Hamilton, BC, Alberta, and Atlantic provinces. Every review mentioned here was five stars, with strong praise for professionalism and genuine attention to client circumstances rather than pushy sales.

Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance

Reviewers consistently praise staff expertise and speed, particularly Akanksha and Gagan, who guide clients through Super Visa and Life Insurance applications with patience and clarity. Customers report policies issued in minutes, straightforward comparisons between providers, and responsive support that transforms what could be a stressful process into something manageable and trustworthy.

Which should you pick?

Pick Protect Your Wealth Life Insurance Canada Broker & Retirement Planner if

You already have a life insurance policy and want someone to check it for errors or gaps
You want retirement planning bundled with your life insurance strategy
You need help cancelling or switching an old policy without doing it yourself

Pick Canadian LIC® - Harpreet Puri, Super Visa Insurance, Life Insurance, Critical Illness Insurance if

You need a new life insurance policy issued fast, without a long back-and-forth
You're also sponsoring a parent and need Super Visa insurance handled by the same advisor
You want the reassurance of a very large, recent review base backing the service

Verdict

Choose based on whether you're auditing or acquiring. If you're sitting on an existing policy and unsure what it actually covers, Protect Your Wealth's habit of reviewing other insurers' paperwork and catching mistakes is the deciding factor. If you need life insurance issued quickly, possibly alongside a Super Visa application for a parent, Canadian LIC's speed and its much larger review volume make it the practical choice. Both carry near-identical composite scores, so this comes down to the specific job, not the rating.

[ {"q": "Which is better for someone who already has life insurance and wants a second opinion?", "a": "Protect Your Wealth, since reviewing existing policies and flagging errors is a core part of what clients praise them for."}, {"q": "Which is better if I also need Super Visa insurance for a parent?", "a": "Canadian LIC, since Super Visa insurance is one of their named specialties alongside life insurance."}, {"q": "Does either offer retirement planning?", "a": "Protect Your Wealth does, pairing it with term, permanent, critical illness, and disability insurance."}, {"q": "Which has the larger track record?", "a": "Canadian LIC has 2,746 reviews at 4.9 stars, versus Protect Your Wealth's 212 reviews at 5 stars."} ]

Need help deciding?

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