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Co-operators - Samuel Castillo & Associates Inc

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 55 Google reviews · How we rank ›

4.1(55) 65 composite score See reviews on Google ✓ Google-verified
Auto InsuranceLife InsuranceBilingual / Multilingual ServiceHome & Property Insurance
Co-operators - Samuel Castillo & Associates Inc
Services
Auto Insurance, Life Insurance, Bilingual / Multilingual Service
Reviews
55

What recent reviews say

Strong service from named agents Eleni and Sam drives repeat business and referrals, especially on cost savings and coverage clarity. However, complaint volume reveals systemic issues: customers report sudden policy cancellations after accidents, premium hikes without clear justification, and staff unresponsiveness during disputes. The gap between premium agent experience and frustration over claims handling is stark.

Praised for
  • Staff member Eleni delivers exceptional personal service
  • Significant cost savings achieved for customers
  • Fast response times on questions and changes
  • Knowledgeable advice on coverage needs
Watch-outs
  • Policy cancellations after claims, sometimes with poor communication
  • Premium increases perceived as unjustified
  • Administrative errors (wrong vehicle info on documents)
  • Difficulty reaching staff or getting answers during disputes
responsive-agentfair-pricingknowledgeable-staffhelpful-advicepolicy-clarityslow-claims-processclaim-deniedhard-to-reachtrustworthy
Best for: Property owners and managers seeking multi-policy savings; customers who value hands-on agent relationships.
Think twice if: Policy cancellations after claims and difficulty reaching staff during disputes are recurring complaints; premium increases and claims delays are common frustrations.

Strengths

  • Named agents (Eleni, Sam) known for personal attention
  • Documented six-figure savings for property managers
  • Clear explanation of coverage options
  • Multi-line bundling (home, auto, life)

Worth knowing

  • Eleni named repeatedly for responsiveness and sales skill
  • Samuel Castillo noted for home visits and personal follow-up
  • Commercial property owners report savings in tens of thousands across multiple policies
  • Administrative error: wrong vehicle information on pink slips (registration documents)
  • Policy cancellations documented after single accidents despite no prior claims

What reviews say by service

Auto Insurance
Praised for ease and pricing with first-time buyers; criticized for sudden cancellations after accidents and unjustified premium hikes at renewal
Home & Property Insurance
Commended for cost savings and thorough coverage advice; complaints include overcharges uncorrected and delayed refunds
Business & Commercial Insurance
Strong results for property managers: major multi-policy savings and rapid response times reported

How it compares

  • Rated 4.1 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 71% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 40
Review volume 76
Review recency 100
Review sentiment 48
Profile completeness 100
Verification 30

Rating breakdown

5
39
4
5
3
1
2
0
1
10

Common questions

Can agents help me shop for better rates on existing coverage?
Yes. Multiple reviews describe customers contacting them to review current policies and receiving quotes that saved 25% or more; one property manager reports tens of thousands in savings across multiple policies.
How long does a car insurance quote or policy change typically take?
For straightforward quotes and setup, customers report quick turnarounds. One complaint mentions a month-long vehicle inspection delay with no resolution; clarity on this outlier is limited.
What happens if I need to cancel my policy?
Reviews suggest poor communication during cancellation: one long-term customer reported the agency ghosted them via email after requesting cancellation, and recommends calling the call centre instead.

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Last updated 2026-07-24