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Familia Life

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 31 Google reviews · How we rank ›

5.0(31) 81 composite score See reviews on Google ✓ Google-verified
Life Insurance
Familia Life
Service
Life Insurance
Reviews
31

What recent reviews say

Richard Kim at Familia Life consistently guides clients through coverage decisions with patience and clarity, walking them through each step without pressure. Reviewers praise his knowledge, quick response times, and ability to find affordable rates, with many noting policies were approved within days even for clients with medical histories that blocked other insurers.

The business excels at explaining complex options and matching policies to individual circumstances. Clients repeatedly name Richard as the reason they chose Familia Life, highlighting his professional yet approachable manner and willingness to answer all questions thoroughly before anyone commits to a purchase.

Praised for
  • knowledgeable and patient agent
  • responsive and timely
  • thorough explanation of options
  • affordable rates
  • fast policy approval
responsive-agentfair-pricingknowledgeable-staffhelpful-advicepersonalized-servicetrustworthygreat-follow-upeasy-to-reach
Best for: people with medical conditions seeking transparent, unhurried life insurance guidance

Strengths

  • patient one-on-one guidance
  • fast approval even with medical history
  • clear no-pressure approach
  • accessible pricing

Worth knowing

  • Richard Kim named repeatedly as primary contact and agent
  • policy approval within 3 days reported
  • successfully covers clients with complex medical backgrounds
  • multiple calls made to answer all client questions

What reviews say by service

Life Insurance
fast approval, personalized rates, works with clients who have medical histories other insurers reject

How it compares

  • Rated 5 against a 4.14 average across the 205 life insurance businesses listed here.
  • Has more Google reviews than 64% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 73
Review volume 65
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
30
4
1
3
0
2
0
1
0

Common questions

Can I get life insurance if I have a medical condition?
Yes. Multiple reviewers report Richard successfully helped them secure coverage despite medical backgrounds that prevented them accessing other insurers. The approval process took about 3 days in one case.
How long does the life insurance application take?
One reviewer received their policy within 3 days of applying. Reviewers describe the process as quick and easy, with Richard walking them through each step.

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Last updated 2026-07-24