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FIRST Insurance Funding of Canada

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 42 Google reviews · How we rank ›

2.9(42) 47 composite score See reviews on Google
Auto InsuranceLife InsuranceBusiness & Commercial Insurance
FIRST Insurance Funding of Canada
Services
Auto Insurance, Life Insurance, Business & Commercial Insurance
Reviews
42

What recent reviews say

Most reviewers report unauthorized or unexplained charges, difficulty cancelling, and aggressive recovery tactics that feel predatory. A handful praise individual staff members, but the pattern of billing failures, poor communication, and harsh collection practices on low balances dominates feedback, especially from tenants in affordable housing who face policy cancellation and $300 penalties for small payment gaps.

Praised for
  • responsive staff member
  • helpful processing support
Watch-outs
  • unauthorized charges and billing errors
  • aggressive collections and harassment
  • poor customer service responsiveness
  • exploitative practices targeting vulnerable tenants
  • non-cancellation and continued billing after termination
  • misleading sales practices and lack of transparency
  • unfair policy cancellations
overpricedhidden-feespoor-communicationhard-to-reachclaim-deniedpushy-sales
Think twice if: Reviewers report unauthorized charges, difficulty stopping payments after cancellation, and harsh collection tactics on small balances.

Strengths

  • Payment plan options
  • Multiple integration partnerships

Worth knowing

  • Staff member Kassaun noted for responsive phone service
  • Policies cancelled for balances as low as $25 with $300 remainder-of-term charges
  • Policies cancelled over solar panels despite prior awareness
  • Continued charges for two months after promised one-month cancellation
  • Collections emails sent outside business hours
  • Charges increased without explanation from $180 to $244
  • Money withdrawn from customer accounts for policies customers did not knowingly authorize

What reviews say by service

Auto Insurance
Unauthorized charges and difficult cancellation; aggressive collections practices reported by car buyers.
Life Insurance
Customers report being charged for life insurance added to vehicle purchases without clear disclosure or ability to cancel cleanly.
Business & Commercial Insurance
CGL policy holder faced harsh collections communication and non-renewal without meaningful notice.
Independent Multi-Carrier Broker
Payment arrangement changes and unexplained charge increases without customer agreement.

How it compares

  • Rated 2.9 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 68% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 0
Review volume 71
Review recency 100
Review sentiment 24
Profile completeness 100
Verification 30

Rating breakdown

5
18
4
1
3
2
2
1
1
20

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Last updated 2026-07-24