Toronto, Ontario Insurance Agency Guide
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Oracle RMS Insurance

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 206 Google reviews · How we rank ›

5.0(206) 93 composite score See reviews on Google ✓ Google-verified
Auto InsuranceHome & Property InsuranceBusiness & Commercial InsuranceHealth & Travel InsuranceIndependent Multi-Carrier BrokerBilingual / Multilingual ServiceLife Insurance
Oracle RMS Insurance
Services
Auto Insurance, Home & Property Insurance, Business & Commercial Insurance
Reviews
206
Compare: All Insured Insurance Agency vs Oracle RMS Insurance: which multi-carrier broker fits you?Oracle RMS Insurance vs Brokers Trust (Moe Nadeem): which fits your auto insurance needs?Oracle RMS Insurance vs Mike Chronopoulos Desjardins Insurance Agent: which fits your home insurance needs?

What recent reviews say

Every reviewer praises the personal touch and responsiveness of the team, especially brokers Ahmed Zammar, Moe Zebian, and others who take time to explain options without pressure and deliver quick answers. Customers value the straightforward process, fair pricing for both personal and business needs, and the sense that staff genuinely protect their interests.

Auto, home, tenant, and business coverage all receive consistent praise for speed and clarity. Clients note peace of mind from working with people they can actually reach, a sharp contrast to unreliable previous brokers. New business owners and property managers with multiple rentals report getting better rates and more comprehensive protection through their guidance.

Praised for
  • responsive and accessible brokers
  • knowledgeable and patient staff
  • competitive pricing
  • smooth and stress-free process
  • genuine care for client needs
responsive-agentfair-pricingknowledgeable-staffhelpful-adviceeasy-to-reachpersonalized-servicetrustworthygreat-follow-up
Best for: Business owners, property managers with multiple rentals, and buyers wanting accessible, knowledgeable brokers.

Strengths

  • Named brokers (Ahmed Zammar, Moe Zebian) praised for responsiveness and expertise
  • Competitive rates for personal and business policies
  • Multi-carrier independent broker model
  • No-pressure approach with thorough explanations

Worth knowing

  • Lead broker Moe Zebian (also called Moe Z, Mohamed Zebian) mentioned in multiple reviews for reliability and responsiveness
  • Ahmed Zammar and Jamil Zabian are noted as key team members across tenant, auto, and business coverage
  • Praised for availability via text and calls compared to previous brokers
  • Property managers report better coverage and lower rates than previously found elsewhere
  • Business owners note team handles vehicles plus personal and company insurance under one relationship

What reviews say by service

Auto Insurance
Customers praise quick process, competitive rates, and brokers who explain options without pressure.
Home & Property Insurance
Website lists home insurance; reviews confirm straightforward process and fair pricing.
Business & Commercial Insurance
Business owners report excellent guidance on protecting assets and comprehensive coverage at competitive rates.
Health & Travel Insurance
No direct review evidence of health insurance or benefits specifics.
Independent Multi-Carrier Broker
Multi-carrier model praised for enabling competitive pricing and tailored coverage for personal and business needs.
Bilingual / Multilingual Service
Staff names (Ahmed, Moe, Jamil) suggest multilingual capability, but no explicit language-service mention in reviews.

How it compares

  • Rated 5 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 87% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 93
Review volume 100
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
205
4
1
3
0
2
0
1
0

Common questions

Can I reach my broker by text or call?
Yes. Reviewers praise responsiveness via text and calls, with brokers answering quickly and being available when needed.
Does Oracle RMS help business owners find better rates?
Yes. Multiple business owners and property managers report the team helped them find more coverage at lower rates than they previously had.
Who should I ask for if I contact Oracle RMS?
Moe Zebian (lead broker), Ahmed Zammar, and Jamil Zabian are named repeatedly in reviews for professionalism and helpfulness.
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Last updated 2026-07-24