Toronto, Ontario Insurance Agency Guide
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RBC Insurance

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 139 Google reviews · How we rank ›

5.0(139) 89 composite score See reviews on Google ✓ Google-verified Publishes prices
Auto InsuranceHome & Property InsuranceLife InsuranceBusiness & Commercial InsuranceHealth & Travel InsuranceIndependent Multi-Carrier BrokerBilingual / Multilingual Service
RBC Insurance
Services
Auto Insurance, Home & Property Insurance, Life Insurance
Reviews
139

What recent reviews say

Staff like Payal, Raina, Ayush, and Hamish consistently earn praise for taking time to understand client needs, explaining options clearly, and offering honest guidance without pushy sales tactics. The experience centers on patient, knowledgeable advisors who remember details across meetings and help clients build strategies around insurance, investments, and risk management.

One recent complaint describes sudden policy cancellation after asking a hypothetical question, which stands in sharp contrast to the overwhelming pattern of careful, relationship-focused service. The bulk of feedback highlights life insurance, health benefits, and car insurance as strengths, with named staff earning individual recommendations across multiple service areas.

Praised for
  • knowledgeable and patient staff
  • personal, honest advice without pressure
  • clear explanations and guidance
  • responsive and prompt service
  • trusted advisors who listen to needs
Watch-outs
  • policy cancellation over hypothetical question
responsive-agentknowledgeable-staffhelpful-advicepersonalized-servicetrustworthyeasy-to-reachpolicy-clarity
Best for: Clients seeking patient guidance on life insurance, health benefits, and investment strategies from named advisors.
Think twice if: At least one recent client reports sudden policy cancellation after asking a hypothetical question about coverage.

Strengths

  • Named advisors (Payal, Raina, Ayush, Hamish) praised for personal attention
  • Clear explanations of complex policies and investment options
  • Honest guidance without pressure tactics
  • Responsive service and quick follow-up

Worth knowing

  • Payal Prakash: praised for life insurance guidance, investment strategy alignment, detailed presentations, and sharp memory of client details across meetings
  • Raina Rebeiro: praised for health benefits, retirement planning (Sun Life ESOP), risk management strategies, tax planning, and patient one-on-one meetings
  • Ayush: noted for car insurance and car-buying guidance with honest advice
  • Hamish: praised for personal relationship-building before discussing services
  • Boat, ATV, snowmobile, and trailer insurance offerings noted on website
  • 10% discount claimed for combined home and auto bundles on their website

What reviews say by service

Life Insurance
Advisors (Payal, Raina) praised for clear explanations, patient Q&A, and investment strategy guidance aligned to goals.
Health & Travel Insurance
Raina noted for helping clients identify financial opportunities through health insurance and benefits allocation review.
Auto Insurance
Ayush praised for honest guidance during car purchase process; one client noted policy cancellation without stated cause.

How it compares

  • Rated 5 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 84% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 91
Review volume 93
Review recency 100
Review sentiment 75
Profile completeness 100
Verification 30

Rating breakdown

5
136
4
2
3
0
2
0
1
1

Common questions

Are advisors available on weekends?
Yes, the business publishes 7-day opening hours.
Can I get a discount on bundled home and auto insurance?
Their website claims you can save up to 10% on combined home and auto bundles.

Similar insurance agency nearby

Aon Reed Stenhouse Inc.
43 low data

Aon Reed Stenhouse Inc.

3.3(24)✓ Google-verified

Most reviewers report difficulty reaching staff, billing mistakes, and delays securing policies. A small number had positive experiences with coverage and occasional discounts, but complaints about responsiveness and professionalism far outweigh praise.

Auto Insurance
Sun Life
48

Sun Life

3.1(131)✓ Google-verified

Claims get denied repeatedly, often requiring customers to call multiple times to get corrections made. Wait times are long, staff hard to reach, and bills pile up while Sun Life disputes or delays. Customers report being stuck paying for group plans they tried to cancel and finding coverage limits unexpectedly applied to family members.

Auto InsuranceLife InsuranceBusiness & Commercial Insurance

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Last updated 2026-07-24