Toronto, Ontario Insurance Agency Guide
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Simple Insurance

Updated 2026-07-24 · 1,697 reviewed · 415 listed · How we rank ›

No rating yet 22 low data composite score See reviews on Google ✓ Google-verified
Auto InsuranceHealth & Travel InsuranceIndependent Multi-Carrier Broker
Simple Insurance
Services
Auto Insurance, Health & Travel Insurance, Independent Multi-Carrier Broker

What recent reviews say

Review evidence is limited. Their website lists auto, home, renters, and condo insurance quotes plus an insurance calculator and guides.

Based on limited recent reviews, so treat this as low-confidence.

How it compares

How we scored this

Ranking Method
Star rating 0
Review volume 0
Review recency 0
Review sentiment 49
Profile completeness 50
Verification 30

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TD Insurance charges premiums well above market rates and often fails to answer phones; wait times exceed 90 minutes. Long-term customers report overcharging on renewals, unexplained rate hikes, refusals to accept payment corrections, and claims adjusters who disappear when accidents happen. One reviewer found premiums more than double competitors for similar coverage. Billing confusion (annual vs. monthly charges, hidden renewal page charges, erroneous extra payments) goes unresolved for hours or longer. In accident claims, the company demands customers chase down contractors and assumes HST charges without prior notice. Cancellation penalties not itemized in renewal papers appear on bills. Reviewers describe inflexible policy enforcement that abandons long-standing customers over honest payment oversights. A single five-star review praised one agent, Suh K, as exceptionally knowledgeable. That exception is far outweighed by 86% one and two-star ratings reflecting systemic billing errors, unresponsive staff, surprise fees, and a pattern of non-communication when customers need help most.

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Last updated 2026-07-24