Toronto, Ontario Insurance Agency Guide
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Optima Insurance Services Inc.

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 5 Google reviews · How we rank ›

2.4(5) 44 low data composite score See reviews on Google
Auto InsuranceLife InsuranceHealth & Travel Insurance
Optima Insurance Services Inc.
Services
Auto Insurance, Life Insurance, Health & Travel Insurance
Reviews
5

What recent reviews say

Two of three detailed reviews cite severe communication and claims-handling failures. One customer waited 18 months for a claim decision; another spent weeks getting a quote and eventually gave up changing coverage. Phone contact is difficult and cancellation requests were ignored.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • quick turnaround on quotes (claimed)
Watch-outs
  • claim delays over a year
  • hard to reach by phone
  • slow policy changes
  • ignored cancellation requests
hard-to-reachslow-claims-processpoor-communication
Think twice if: Avoid if you need responsive customer service or expect timely claim handling; customers reported year-plus delays and difficulty reaching staff.

Strengths

  • LLQP-licensed advisors
  • multi-line insurance services

Worth knowing

  • Claim processing delayed 18 months; phone lines consistently hard to reach
  • Policy change requests took 3 weeks for quote, cancellation requests ignored for a month
  • LLQP-licensed advisors on staff

How it compares

  • Rated 2.4 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 41% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 20
Review volume 34
Review recency 59
Review sentiment 37
Profile completeness 100
Verification 30

Rating breakdown

5
1
4
1
3
0
2
0
1
3

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Last updated 2026-07-24