Toronto, Ontario Insurance Agency Guide
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Cane and Co. Insurance

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 84 Google reviews · How we rank ›

4.8(84) 81 composite score See reviews on Google ✓ Google-verified
Auto InsuranceHome & Property InsuranceBusiness & Commercial InsuranceIndependent Multi-Carrier Broker
Cane and Co. Insurance
Services
Auto Insurance, Home & Property Insurance, Business & Commercial Insurance
Reviews
84

What recent reviews say

Most clients credit Fraser and his team for fast replies, finding better rates, and handling complex situations when competitors won't. A handful report cancellation friction, missed callbacks, or feeling dropped at renewal time, suggesting service consistency varies.

Praised for
  • responsive and quick turnaround
  • knowledgeable staff, especially Fraser
  • competitive rates and savings
  • personalized service and support
Watch-outs
  • cancellation difficulties
  • inconsistent follow-up and unresponsiveness
  • poor retention at renewal
responsive-agentfair-pricingknowledgeable-staffhelpful-advicepersonalized-serviceeasy-to-reach
Best for: Homebuyers and business owners seeking quick quotes and competitive multi-carrier shopping.
Think twice if: You value seamless cancellation processes or guaranteed ongoing relationship attention at renewal.

Strengths

  • finds competitive rates across multiple carriers
  • quick response times on quotes and claims
  • handles complex or non-standard cases
  • staff named consistently by clients

Worth knowing

  • Fraser Howard is named consistently for responsiveness and rate shopping
  • Jessica and Danielle mentioned for specific claims and coverage support
  • Temporary vehicle insurance provided while clients completed permit paperwork
  • Helped client reduce home insurance by over $1,000 per year after switching from competitor

What reviews say by service

Auto Insurance
Quick quotes and savings when switching; strong on complex vehicle situations and temporary coverage.
Home & Property Insurance
Clients report competitive rates and responsive support; one complaint about cancellation refusal.
Business & Commercial Insurance
Praised for commercial vehicles, general liability, and tenant/cyber insurance with fast turnaround.
Independent Multi-Carrier Broker
Core strength: shopping multiple carriers for best rates and transparent options.

How it compares

  • Rated 4.8 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 77% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 76
Review volume 84
Review recency 100
Review sentiment 64
Profile completeness 100
Verification 30

Rating breakdown

5
78
4
1
3
0
2
1
1
4

Common questions

Can I get a quote quickly if I'm switching insurance?
Reviewers report Fraser and the team respond promptly to quotes and often complete the process within days, including temporary coverage if needed.
Do you handle non-standard or complex cases?
Yes. Multiple reviewers describe cases competitors declined where Cane and Co. found solutions, including unique business situations and vehicle coverage.
What savings should I expect switching?
One client reported over $1,000/year savings on home insurance; another saved hundreds on auto. Actual savings depend on your current policy and carriers.

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Last updated 2026-07-24