Toronto, Ontario Insurance Agency Guide
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Richard ten Haaf Insurance

Updated 2026-07-24 · 1,697 reviewed · 415 listed · Scored from 317 Google reviews · How we rank ›

4.8(317) 85 composite score See reviews on Google ✓ Google-verified
Auto InsuranceHome & Property InsuranceBusiness & Commercial InsuranceHealth & Travel InsuranceIndependent Multi-Carrier BrokerBilingual / Multilingual Service
Richard ten Haaf Insurance
Services
Auto Insurance, Home & Property Insurance, Business & Commercial Insurance
Reviews
317

What recent reviews say

Amber, Kiana, and Kelly earn consistent praise for fast responses and friendly service across auto, motorcycle, and home policies. Most customers feel heard and valued. However, a small group report serious trouble: non-fault claims dragged out, staff dismissive, promises broken on communication timelines. The gap between "best experience ever" and "deceptive practices" suggests the office shines in sales but falters when claims go wrong.

Richard ten Haaf operates as a Desjardins agent in London and southwestern Ontario with 30+ years claimed experience. Staff turnover or inconsistency may explain the stark split: regular clients and motorcycle buyers rave; a handful report neglect during disputes.

Praised for
  • responsive staff by name
  • quick policy setup and quotes
  • staff care and personal attention
  • smooth claims experience
Watch-outs
  • slow non-fault claims handling
  • condescending communication
  • lack of transparency
  • poor policy cancellation process
responsive-agentknowledgeable-staffhelpful-adviceeasy-to-reachpersonalized-servicepoor-communicationconfusing-policyslow-claims-process
Best for: Drivers and homeowners in London/southwestern Ontario wanting personal attention and fast quotes; motorcycle buyers especially.
Think twice if: Serious disputes with claims may face slow resolution and poor communication; non-fault claim handling has caused frustration.

Strengths

  • Named staff rapid response (Amber, Kiana, Kelly praised by name)
  • Same-day policy binding available
  • Niche expertise in motorcycle and modular home insurance
  • Claims support and communication for straightforward losses

Worth knowing

  • Staff named: Amber Nielsen, Kiana, Kelly, Rick ten Haaf
  • Same-day policy binding reported for new customers
  • Motorcycle insurance explicitly praised across multiple reviews
  • Modular home and mobile home insurance offered
  • Crystal Excellence Agent credential claimed
  • Desjardins Insurance Agent since 1988

What reviews say by service

Auto Insurance
Fast quotes and binding praised; claims disputes report slow resolution and poor communication.
Home & Property Insurance
Routine policy setup smooth and fast; staff described as helpful and professional.
Business & Commercial Insurance
Limited review evidence; no specific feedback.
Health & Travel Insurance
Limited review evidence; no specific feedback.
Independent Multi-Carrier Broker
Acts as Desjardins agent; reviews suggest working with carrier directly rather than as multi-carrier broker.
Bilingual / Multilingual Service
No review evidence.

How it compares

  • Rated 4.8 against a 4.08 average across the 263 auto insurance businesses listed here.
  • Has more Google reviews than 91% of the businesses in this directory.

How we scored this

Ranking Method
Star rating 83
Review volume 100
Review recency 100
Review sentiment 61
Profile completeness 100
Verification 30

Rating breakdown

5
297
4
6
3
1
2
1
1
12

Common questions

Can I get a new auto or motorcycle policy bound same day?
Yes. Reviews report policies issued within 30 minutes to same day depending on the quote and application completion.
Who are the main staff handling quotes and policies?
Amber Nielsen, Kiana, Kelly, and Rick ten Haaf are named frequently. Amber is highlighted for motorcycle and new vehicle policies.
What if I have a claim dispute?
One multi-year customer reported non-fault claim handling took extended time with poor communication; this outcome is not typical in reviews but is a known risk.

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Last updated 2026-07-24