Business and commercial insurance covers the risks that come with running an operation in London, whether that's a machine shop off Wharncliffe Road, a restaurant downtown, or a professional office near Masonville. This isn't one policy but a package of coverages: commercial general liability, property insurance for your building and contents, business interruption coverage, commercial auto for company vehicles, and often specialized add-ons like cyber liability, professional liability (errors and omissions), or product liability depending on your industry. We've listed 32 businesses in London that write or broker these policies, from independent local brokers to agents representing national insurers.
What to look for in a commercial insurance broker
Not every broker handles every industry well. A broker who mostly places policies for retail shops may not know the ins and outs of coverage for a trucking fleet or a contracting business. Ask whether they work with multiple insurers (an independent broker can shop your risk around) or represent a single carrier. Look for someone who asks detailed questions about your operations before quoting, since underpricing a risk now often means denied claims or steep renewal increases later. Check how they handle claims support, not just the sale, and whether they review your coverage annually as your business grows or changes.
How our scoring works
Our ranking weighs factors like customer feedback, responsiveness, range of carriers represented, and how well a business communicates coverage details rather than just pushing a quick sale. For the full breakdown of criteria, see our methodology page. To see how these 32 businesses stack up against each other, check out the ranked guide to insurance agencies in London, Ontario.
